300+ partners in Germany
Uniting players
Networking leads to your tailor-made complete package for the energy transition
Cloover brings together all the partners who are crucial for your sustainable energy future. We make it easy for you to embark on your personal energy transition – from the right solar system, heat pump, or storage solution for your home to an energy management system that continuously optimizes your energy consumption. With just a few clicks, you can get the most out of your system and flexibly adapt it to your needs at any time.

...and the service that turns the system into a complete solution.

HEMS
The Cloover HEMS integrates solar panels, storage, wallbox and heat pump into a smart overall system. This ensures that energy always flows where it is most beneficial – for your own consumption or for feeding into the grid.
HEMS
The Cloover HEMS integrates solar panels, storage, wallbox, and heat pump into a smart, integrated system. This ensures that energy always flows where it's most beneficial – for your own use or for feeding into the grid.
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Insurance
Cloover insures what provides for you - so that you can rely on your care even in an emergency and remain worry-free.
HEMS
Das Cloover HEMS vernetzt Solarpanele, Speicher, Wallbox und Wärmepumpe zu einem intelligenten Gesamtsystem. So fließt die Energie immer dahin, wo sie am meisten bringt - für deinen Eigenverbrauch oder zur Netzeinspeisung

Dynamic electricity tariffs
By choosing a dynamic electricity tariff, you position yourself sustainably and get the maximum out of your system.

HEMS
The Cloover HEMS integrates solar panels, storage, wallbox and heat pump into a smart overall system. This ensures that energy always flows where it is most beneficial – for your own consumption or for feeding into the grid.
HEMS
The Cloover HEMS integrates solar panels, storage, wallbox, and heat pump into a smart, integrated system. This ensures that energy always flows where it's most beneficial – for your own use or for feeding into the grid.
_edited.jpg)
Insurance
Cloover insures what provides for you - so that you can rely on your care even in an emergency and remain worry-free.
HEMS
The Cloover HEMS integrates solar panels, storage, wallbox, and heat pump into a smart, integrated system. This ensures that energy always flows where it's most beneficial – for your own use or for feeding into the grid.

Dynamic electricity tariffs
By choosing a dynamic electricity tariff, you position yourself sustainably and get the maximum out of your system.
Case study
The Cloover Effect: Customers benefit from the first month
Cloover Rate
150€
New electricity costs
30€
feed-in tariff
-40€
Without Cloover
200€
-60€
With Cloover
140€
Monthly cost overview of an average four-person household in Germany

Feedback
What our customers say about us

"Excellent advice and professional installation. The team was very competent and answered all our questions. The solar system works perfectly and we are already saving significantly on electricity costs."
Familie Schmidt
Installation of an 8kWp system with battery storage in June 2024
Eingesparte Energiekosten:
€920
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"From the initial consultation to the final installation, everything was perfectly organized. Very clean work and punctual appointments. We can highly recommend Cloover!"
Thomas and Maria L.
Installation of a 12kWp system in August 2024
Eingesparte Energiekosten:
€1150

"Dear Cloover Team, we can only say that everything went perfectly with this project [...]. The installation of the solar panels as well as the electrical work in the house was carried out professionally and cleanly. Your employees were always friendly and punctual. [...] We are very satisfied and will gladly recommend you at any time!"
Manfred and Anja K.
Installation of a solar power system including storage in July 2024
Eingesparte Energiekosten:
€780

Home Energy Management System
Completely carefree thanks to intelligent energy use
Intelligent control
Efficient energy flows through targeted self-consumption and grid feed-in
Maximum self-consumption
Optimal use of solar panels, wallbox and heat pump with high self-generation
Full transparency
Real-time analytics for clear control over consumption and production
flexibility
Benefit from dynamic tariffs and new revenue streams in accordance with §14a EnWG

01
Offer configuration
On the platform you can create an offer in 2 minutes and tailor it individually to the homeowner's financial resources.
02
Credit check
Creditworthiness and identity verification takes place within 2 minutes.
03
Digital verification
Homeowners can conveniently confirm their information from home by uploading their ID and proof of income.

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Frequently Asked Questions
Open questions?
01
Why finance with Cloover?
Unlike your traditional bank, Cloover requires no down payment, no credit check, and no land registry entry. Financing is fast, straightforward, and allows you to save immediately – all without tying up capital. Furthermore, you can adjust your monthly payment to suit your needs by modifying the loan term and amount during the digital checkout process.
02
How flexible is financing with Cloover?
You can choose a loan term of up to 25 years for heat pumps and 20 years for solar panels, so your monthly payment is as low as you need it to be. You can also make free extra repayments at any time. In difficult financial times, you can even suspend your payment for up to 3 months.
03
What happens if I want to pay it back early?
You can make extra repayments at any time free of charge, thus lowering your monthly payments or shortening the loan term - without additional costs.
04
What happens if my system breaks down or malfunctions?
If you have any problems, we are always available to help: Our regional partner companies will carry out repairs quickly and reliably.
05
What happens if I can no longer pay my monthly installment?
Cloover is there for you in case of job loss, illness, or other challenges. We offer flexible payment adjustments and the option to pause installments.
06
What happens if I need to carry out construction work on my roof?
No problem! We'll pause your subscription for up to 3 months during the construction phase. Furthermore, these costs can be factored into the plant construction and included in the financing.

















